FPX online banking, cards and e-wallets. Compare the payment types you can offer on your online store and see which ones suit your business.
Payment gateways
A payment gateway is the service that takes your customer's payment on your website or app and sends the money to your bank account. The customer chooses how to pay, the gateway checks the payment, and your system marks the order as paid.
Which gateway is right depends on who your customers are, what you sell and how you want to be paid. We help you choose, and we connect it to your online store or system, so orders and payments match up without manual checking.
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Let customers pay by card, FPX online banking or e-wallets like GrabPay, Boost, Touch 'n Go and ShopeePay. We integrate iPay88, SenangPay, CardUp, Stripe or PayPal with your online store.
Most online stores offer more than one. Here is a quick guide.
| FPX online banking | Credit and debit cards | E-wallets and DuitNow QR | |
|---|---|---|---|
| How it works | The customer pays straight from their Malaysian bank account | The customer pays with Visa or Mastercard | The customer pays from a wallet app or scans a QR code |
| Who uses it | Malaysian customers with online banking | Local and overseas customers | Customers who shop on their phone |
| Good for | B2B orders and bigger amounts | Overseas sales and repeat billing | Small, quick purchases |
| Works with | AI Biz, BOS, WebCart and custom systems | AI Biz, BOS, WebCart and custom systems | AI Biz, BOS, WebCart and custom systems |
We connect the main Malaysian and international payment gateways, such as iPay88, senangPay, Stripe and PayPal, and most other gateways that offer an online connection (API). If you already have a gateway account, we can usually use it.
Tell us what you sell and who your customers are. We will suggest the payment types to offer and connect the gateway for you.
WhatsApp us about paymentsIt is the service that lets your website accept online payments. When a customer pays, the gateway checks the payment with the bank or e-wallet and sends the money to your merchant account.
It depends on the provider you choose. Most cover online banking (FPX), credit and debit cards, and e-wallets. Some also offer DuitNow QR and buy now, pay later.
In most cases, yes. We check your website first, then connect a gateway such as iPay88, senangPay, Stripe or PayPal. We also set it up on WebCart stores and on systems built by our own team.
Yes. The merchant account is opened under your company name, so payments go straight to your bank account.
Yes. Card details are entered on the provider's secure payment page, not stored on your website. Your website also needs an SSL certificate, which we can set up for you.
The provider handles the approval, and the time varies. Once your account is approved, we connect the gateway and test it before we switch it on.